Most Utah sellers pay for agent compensation, title and closing fees, their remaining mortgage, and any repairs or credits they agree to during negotiation. The final number depends on your home, your contract, and your loan balance, so the useful question is not "what do sellers usually pay" but "what will I actually walk away with."
The Main Costs
Agent compensation. This is negotiable and is set in your listing agreement. Ask any agent you interview to explain exactly what is included and what is not.
Title and escrow fees. These cover the work of making sure the title is clear and handling the closing. Who pays which portion can vary by contract.
Your mortgage payoff. Whatever you still owe comes out of your proceeds at closing.
Prorated property taxes and utilities. You pay for the time you owned the home during the tax year.
Repairs and credits. After an inspection, buyers often ask for repairs or a credit. Planning for this ahead of time keeps it from being a surprise.
Prep costs. Painting, cleaning, small repairs, and photography all come before listing day.
How to Estimate Your Net
Start with a realistic sale price. Subtract your mortgage payoff, the costs above, and a cushion for negotiation. That gives you a rough net number you can plan around. A written net sheet from your agent, built before you list, is the best way to see this clearly.
What This Means for You
You should never learn your costs at the closing table. When I work with a seller, we build a net sheet up front, and we update it when offers come in so you can compare them on what you actually keep, not just the highest price.
If you are thinking about selling and want to see your numbers, reach out and I will put together a free estimate for your home.